We have been with the company 5 years. The growth and the knowledge is superior to anything I have seen. The community is like no where else. Being able to control my own investments and know with all surety I am in the best position possible is such a great feeling. Best decision we ever made. We have stabilized our retirement even in this inflated economy. We have purchased our dream home, my dream car and travel when we want. We have never been left to our own vices and have access to those experts we need so we can ask questions and make our choices on how and what we are doing.