What a Blessing and What a Business. Having just joined Validus in a short period of time, Validus to me is far beyond money. For me, It is a platform and an opportunity which has contributed to my personal growth and those around me on this platform. It encourages togetherness/unity and paying forward to the average people like me and my family. It creates a vibration where it is felt right across the globe and people all over the world with different religions, cultures and backgrounds are able to lend hands and help others as well as embrace the Validus Values and what they stand for, which is "Helping people changes lives". This opportunity brings so much Joy and another reason to keep on going and keep on moving forward and help others given the challenges we deal with in the world today. Huge credit to the CEO Howard, President Mansour, CNO Dr Parwiz Daud and all the founders for their incredible and Humble Leadership. I absolutely Love this business and Validus makes my Soul want to dance everyday. God Bless Validus and all its members. Fakafeta'i 'Eiki.